Maryland Blogger: Information for Furloughed Federal Employees in Maryland

Information for Furloughed Federal Employees in Maryland

Information for Furloughed Federal Employees in Maryland


If you are a federal employee in Maryland and have been furloughed as a result of the government shutdown, you may file your claim online using the Federal Civilian Employee Application for Benefits or you may file a claim by calling 410-853-1700. For more information:…/uifedshutdownlead.shtml


No photo description available.


Chrysanthemum, Longwood Gardens, Kennett Square, PA USA IMG 6733  Canon PowerShot G11 Camera  Photograph by Roy Kelley  Roy and Dolores Kelley Photographs

Chrysanthemum, Longwood Gardens, Kennett Square, PA USA IMG 6733 
Canon PowerShot G11 Camera 
Photograph by Roy Kelley 
Roy and Dolores Kelley Photographs

Roy and Dolores Kelley Photographs

Roy Kelley and Associates


Roy Kelley, Associate Broker

Realty Group Referrals (Retired from RE/MAX Realty Group)

6 Montgomery Village Ave., Suite 200

Gaithersburg, MD 20879

Main Office:  301-258-7757 (You will not reach me at this number)

Send an email message if you need my phone numbers. I will be happy to recommend a real estate professional if you are moving to the area.

Comment balloon 19 commentsRoy Kelley • January 11 2019 07:13PM


❄️Remember: If it's too cold for you, it's too cold for them! ❄️ With the wind chill dipping below freezing and snow in the forecast this weekend, remember to bring your pets inside to keep them warm.

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

That's good information to get out there Roy Kelley . We have a lot of civilian employees who work on the Air Force base here.

Posted by Bob "RealMan" Timm, Owner of Ward Co. Notary Services, retired Realtor (Ward County Notary Services) 5 months ago


How nice of you to post this information for those who are furloughed thanks to the shutdown!  A

Posted by Ron and Alexandra Seigel, Luxury Real Estate Branding, Marketing & Strategy (Napa Consultants) 5 months ago

Thank you for providing this information and for the lovely chrysanthemum.

Posted by Maria Sapio, Real Estate Agent- Carlisle, PA. (Keller Williams of Central PA) 5 months ago

The cost of the shutdown is emormous for the American taxpayer but the wall which Mexico was supposed to pay for in the campaign promise is being paid for by these workers.

Posted by Joe Pryor, REALTOR® - Oklahoma Investment Properties (The Virtual Real Estate Team) 5 months ago

I think we are all beginning to see what it means when Mr. Trump says Mexico will pay for the wall.  

Posted by Myrl Jeffcoat, Greater Sacramento Real Estate Agent (GreatWest Realty) 5 months ago

That is wonderful information Roy Kelley

Posted by Hannah Williams, Expertise NE Philadelphia & Bucks 215-953-8818 (Re/Max Eastern inc.) 5 months ago

Assistance programs

Here are some of the announced assistance programs. Other creditors including credit card companies, lenders and loan servicers also have assistance options available. It is better to request help before missing payments.

Bank of America: The bank's Client Assistance Program is offering personalized financial assistance and can be reached at 844-219-0690.

ChaseThe bank announced its efforts to help its customers who are U.S. government employees on Dec. 22 and is encouraging customers to call a special care line at 888-356-0023 to discuss available hardship programs. The help also is available for customers who do business with a federal agency that is also affected, Chase said in a statement.

Congressional Federal Credit UnionFurloughed employees and those working without pay can apply for the “Relief Line of Credit” with an interest-free rate over 60 days.

DiscoverImpacted federal workers who are Discover cardmembers or have a loan with Discover Bank may be eligible for assistance such as skipping a payment and having late fees and interest charges reversed if they miss a payment because of the shutdown. To request assistance, call 800-347-3085.

FedChoiceThe Federal Credit Union has several options listed in its Furlough Center at

Navy Federal Credit UnionImpacted union members who have direct deposit of their government pay may be eligible for interest-free loans. Government contractors may be eligible if their direct deposit is received directly from the federal government and will be impacted by a government shutdown. 


U.S. Employees Credit UnionImpacted union members who have direct deposit of their government pay may be eligible for interest-free loans. According to its website, the Government Shutdown Loan is to be “repaid in 60 days or when the government processes back pay, whichever is sooner.”

Wells Fargo: The bank says it "will work with individuals and business banking customers whose income is disrupted as a result of the shutdown." Customers should call 1-800-TO-WELLS, or the number on their credit card, debit card or statement for assistance, or visit any Wells Fargo branch. Mortgage, loan, and credit customers may qualify for forbearance or other payment assistance programs based on their individual circumstances, the company posted on its website.

Unemployment benefitsAccording to a U.S. Office of Personnel Management fact sheet, federal employees may be eligible for "Unemployment Compensation for Federal Employees," which is administered by state unemployment insurance agencies. The fact sheet notes "the law of the state in which an individual’s official duty station in Federal civilian service is located will be the state law under which an individual’s eligibility for benefits is determined."

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

Washington Gas, which has more than 1 million customers in D.C., Maryland and Virginia, said it’s offering a range of flexible payment options for federal workers, including deferred payments and a plan that will allow customers to spread the cost of winter heating over the course of the entire year.

Washington Gas said federal employees affected by the shutdown who want to make arrangements should call customer service representatives at 1-844-WASHGAS (844-927-4427) to discuss their individual situations.


“We recognize that federal government employees may be in a challenging financial position as the shutdown continues,” said Adrian Chapman, president and CEO of Washington Gas, in a statement. “We will work with affected employees so that they continue to receive their natural gas service without interruption.”


Washington Gas said it will work with cash-strapped customers who “show a willingness to pay past due amounts” by deferring payments. The deferred payment agreements prevent customers from accruing late charges, turn-off notices and collection calls.

Washington Gas also offers a 12-month budget plan, which allows customers to spread the cost of winter heating over the entire year to account for typically higher winter bills.

The Washington Area Fuel Fund, administered by the Salvation Army, helps families who do not qualify or have exhausted other types of assistance. Washington Gas has recently increased funding for the program to broaden eligibility beyond low-income customers. Washington Gas says a family of four earning about $75,000 would qualify for assistance under the fund.

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

Roy, awesome information not just in your post but in your comments as well, Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) 5 months ago

Good morning Roy.  I hope that this shutdown ends sooner than later.  I feel for those who are not getting paid.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) 5 months ago

Trump Shutdown Freebies and Deals for Federal Employees

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

You may wish to visit and join this Facebook group...

Image may contain: flower and text

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

We all need to help these people out that is no fault of their wn that they are going with paychecks.  I am having a family over for dinner on Sunday to watch football and have foot for them to make it a little easier for them.  I sould them house three years ago.


Posted by Will Hamm, "Where There's a Will, There's a Way!" (Hamm Homes) 5 months ago

Will Hamm 

You are correct. There are many families that need a helping hand until they receive their pay checks.

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

Rockville Offers Assistance to Workers Struggling During Trump Shutdown

Federal employees and contractors who are struggling financially could be eligible for delayed payment, with no penalties, on certain city services, such as such as preschool and before- and after-school care, water bills and animal registration fees.

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

Very sad that this blog had to be written at all.

Posted by Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce (EXP Realty 414-525-0563) 5 months ago

MCPS is inviting any government employees affected by the government shutdown to apply for a job with the school system. First employment open house is tomorrow (Tuesday, 1/15). More details in link:

Posted by Roy Kelley (Realty Group Referrals) 5 months ago

New Farmer workshops are held every Weds evening at 6pm at the Ag History Farm Park. Each week is on a different aspect of farming. The Feb dates are the 13th, 20th, & 27th. Contact Chuck Schuster,, for more info. These workshops are free!

Posted by Roy Kelley (Realty Group Referrals) 4 months ago