Maryland Blogger

There is a story for each ornament on our Christmas tree

There is a story for each ornament on our Christmas tree

We have been collecting Christmas tree ornaments for the 55+ years of our marriage. Each has a story. These stories probably need to be recorded but the stories will probably end when we are gone.

This ornament is a painted sand dollar given to us by our friend Deb Wetherby many years ago. If you have walked many beaches, you may have found some sand dollars to pick up for your shell collection.

Deb was one of my employees when she was still a young student. Unlike many past employees, she made it an effort to stay in contact with us. I am very proud of her success in the business world and am happy that her firm manages our retirement accounts. 

I will copy a report from Barron's to tell you more about Deb Wetherby. She is the CEO of the wealth management firm Wetherby Asset Management based in San Francisco.

Deb Wetherby Wetherby Asset Management, , San FranciscoCA

Deb Wetherby is founder and CEO of Wetherby Asset Management, an independent advisory firm dedicated to helping clients achieve their goals by providing exceptional investment management and wealth planning services. Deb and her team are committed to putting clients first, which guides the firm's decision making and culture and allows our team to build long-term, caring and trusted relationships with clients.

From the headquarters in San Francisco and office in New York, Deb and her team serve a diverse range of clients throughout the United States. By combining backgrounds in finance, investing, impact, accounting, law and financial planning, they have built a firm whose distinct mission and expert capacity is to serve each client through all of their unique financial needs. The firm has no in-house products, and actively avoids conflicts of interest. The service offered is unbiased advice. This attracts employees who want to build close client relationships and make great investments to meet client goals, and it attracts clients who want an independent partner to help guide them in financial decision-making. Wetherby Asset Management combines investment expertise with a culture of caring and passion to produce outstanding results.

Deb has over three decades of experience serving ultra-high-net worth individuals and families. Deb began her career as a Certified Public Accountant, working for Price Waterhouse in San Francisco in both its Audit and Management Consulting Departments. After she received her M.B.A., she joined Morgan Stanley and worked as a private client services broker for 3 years. After leaving the company to travel she decided to enter the investment advisory/wealth management business. Her experience at a small money management firm led Deb to create Wetherby Asset Management in 1990, inspired to create a new model that rewarded objectivity and results and eschewed the product and sales-driven culture present in most firms at that time. Deb made the decision to separate fees from investment recommendations, an atypical idea that has become the industry standard. While the firm has grown and expanded considerably since its founding, it has never deviated from its founding values centered on exceptional service. What Deb is most proud of is not the amount of money managed or profits —it’s her team, the firm's culture and how they care for clients.

Deb lives in the Bay Area where she enjoys spending time with my three children and three grandchildren. In her free time, she enjoys pottery, reading, hiking and skiing.

Address

580 California Street

8th Floor

San Francisco, CA 94104

(415) 399-9159

Summary
Team Size: 75
Assets: $5.8b
Years Experience: 40
Financial Planning: Yes
Clientele
Client Households: 568
Average Net Worth: $45m
Retention Rate: 97%
Account Minimum: $10m

As of Jun 30, 2020.

Certifications
Active: CFA, CFP, MBA Inactive: CPA  

Client Base

High Net Worth, Ultrahigh Net Worth

 

Image may contain: 1 person, standing and outdoor

Sand Dollar Ornament on our Christmas Tree IMG 7541

Canon PowerShot G11 Camera

Photograph by Roy Kelley

Roy and Dolores Kelley Photographs

Subhash Sharma

Many people have seen sand dollars wash up on the beach, a pretty white shell with a stunning star shape stamped on one side. When they're alive, they're actually a purple colour and covered in tiny flexible bristles. When they die, their skeletons get bleached by the sun, turning them white, and the small spines fade away. The familiar star pattern seen clearly on the bleached shell is more hidden when they're alive. "People thought the skeletal remains (called the test) resembled silver coin currency, which is how the name 'sand dollar' came about," according to the Sanibel Sea School in Florida.

Roy and Dolores Kelley Photographs

Roy Kelley and Associates

 

Roy Kelley, Associate Broker

Realty Group Referrals (Retired from RE/MAX Realty Group)

6 Montgomery Village Ave., Suite 200

Gaithersburg, MD 20879

Main Office:  301-258-7757 (You will not reach me at this number)

Send an email message if you need my phone numbers. I will be happy to recommend a real estate professional if you are moving to the area.

Comment balloon 10 commentsRoy Kelley • December 22 2020 08:55PM
There is a story for each ornament on our Christmas tree
share
There is a story for each ornament on our Christmas tree We have been collecting Christmas tree ornaments for the 55+ years of our marriage. Each has a story. These stories probably need to be recorded but the stories will probably end when we are… more
December Photowalk Through Kentlands
share
December Photowalk Through Kentlands It is a good time to take a walk through your home neighborhood. We live in Kentlands, a planned community within the City of Gaithersburg in the heart of Montgomery County, Maryland. Kentlands is one of the… more
Montgomery County, Maryland COVID-19 Report, Dec. 22, 2020
share
Montgomery County, Maryland COVID-19 Report, Dec. 22, 2020 To date, there have been 42, 551 #COVID19 cases and 1, 025 deaths; and though we're reporting a slightly lower case count today, hospital utilization is up. Please protect yourselves and each… more
Holiday Photowalk in Kentlands, Gaithersburg, Maryland
share
Holiday Photowalk in Kentlands, Gaithersburg, Maryland Get out and take a walk through your home neighborhood during the holidays. It is a good time to photograph some of the decorations. And, many of us need the exercise. Have an outstanding week… more
Libraries Launch Mobile Hotspot Lending Program: Internet to Go
share
Libraries Launch Mobile Hotspot Lending Program: Internet to Go Montgomery County Public Libraries (MCPL) has launched " Internet to Go, " a mobile hotspot lending program for the public. MCPL has a collection of 250 Verizon MiFi Mobile… more
A Special Holiday Message From Santa Claus
share
A Special Holiday Message From Santa Claus I was very fortunate to have a personal meeting with Santa Claus after his recent response to an ActiveRain blog that I had written. Santa asked me to convey a special message to all of the members of… more
MeetUp with Santa Claus: An Important Report
share
MeetUp with Santa Claus: An Important Report I had a very special MeetUp with Santa Claus in Colonial Williamsburg during one of his regular visits. I do not need anything for myself so I asked Santa about his plans for members of ActiveRain. He… more
Gaithersburg Holiday Closures and Recycling Schedule
share
Gaithersburg Holiday Closures and Recycling Schedule Thursday, December 24 City facilities are operating on normal business hours, with the exception of the following: The Aquatic Center is closed. The Activity Center closes at 12 p. m… more
New Solar Energy Project on Former Landfill in Gaithersburg
share
New Solar Energy Project on Former Landfill in Gaithersburg Montgomery County will move another step closer toward meeting the ambitious goal of eliminating greenhouse emissions by 2035 with an innovative partnership that will provide reliable clean… more
Recycle Unwanted Electronics in Montgomery County, MD
share
Recycle Unwanted Electronics in Montgomery County, MD A lot of electronic items are being purchased as gifts during the holiday season. That means that many older or no longer usable electronics will be on their way out. However, when their lifespan… more