Roy Kelley Sells Maryland Homes

Rabies Clinic Scheduled for Sunday, July 19
 

The City of Gaithersburg will be participating in a Free Rabies Clinic for cats and dogs on Sunday, July 19, 2009, from 10 a.m. to 11:30 a.m. at the Montgomery County Animal Shelter. There is no fee for the rabies vaccination; however, a City License must be purchased at the clinic.

http://www.gaithersburgmd.gov/poi/default.asp?POIID=309&TOC=307;309;&id=2139

Community service post by Roy Kelley, RE/MAX Realty Group,  roykelley@mris.com

DOES THE TRAILING SPOUSE HAVE A JOB?

Some relocation home buyers will be facing more difficult underwriting rules when they apply for mortgage financing for their new homes. In the past, Fannie would allow lenders to count the income of the trailing spouse when considering the income to qualify for new financing. A trailing spouse is one that follows his or her spouse or partner in a job related move to a new location.

Now Fannie Mae has new restrictions on the consideration of trailing spouse income. The trailing spouse may need a new position as well. If the income of the primary borrower is not enough to qualify, this can cause the loan application to be rejected if the trailing spouse can not document the additional income that is needed for qualification.

Some relocation employees may turn down opportunities if they will be unable to purchase homes at the new job location.  

The rules at Freddie Mac are different but still strict. Relocation buyers should seek early pre-approval for mortgage financing as part of their decision making process.

We represent home buyer clients as their exclusive agents in the Marland suburbs of Washington DC and nearby counties. roykelley@mris.com

UMUC MASTER OF ARTS IN TEACHING

Thousands of educational opportunities have been created by more than $100 Billion in stimulus dollars.

The University of Maryland University College (UMUC) is offering the Master of Arts in Teaching. Graduates will be eligible for Maryland's certification in secondary computer science, earth/space science, English or mathematics.

Scholarships of up to $12,500 per year are available to qualifying students. 

https://www.umuc.edu/marketing/market223.shtml

 

Community service post by Roy Kelley, RE/MAX Realty Group, Gaithersburg MD

YOU ARE WELCOME TO COPY AND REPOST THIS BLOG.

                        Maryland Moving Green and Asbestos Free in the Home

Highly regarded for hosting over 350 biotechnological industries and dozens of high profiled universities, Maryland is known for being a life science hub. The state also is known for an eclectic mix of rural, suburban and new housing communities which attracts many new potential home buyers.

Regarded as one of the great American traditions, the journey to purchasing a home is one of ups, downs and happiness. Having the assistance of a reliable and experienced Maryland real estate agent will make this process smooth and easy.

Many homes built prior to 1980 may still contain obsolete building materials such as asbestos.

Often appearing in roof shingles, popcorn ceilings, piping and insulation, asbestos became one of the most popular building applications of the 20^th century. Due to its flame resistant and highly durable qualities, asbestos was the ideal form of insulation for many industries.

One of the main things that can go unnoticed is taking simple precautions to avoid asbestos exposure. This should not make you jump out of your chair because asbestos exposure is easily avoidable by taking simple precautions. The green movement has allowed for man insulation alternatives which provide healthy, sustainable and more eco-friendly methods of insulation.

Asbestos Tips

If you locate any suspected asbestos in the home, most experts suggest leaving it un-disturbed until a home inspector can examine your property, take evaluations and determine the safest course of action. Sometimes the best action is no action at all. Disturbing asbestos in good condition may cause its fibers to be released into the air.

Long term exposure to damaged airborne asbestos fibers can lead to the development of a severe lung ailment known as malignant mesothelioma. Due to a latency period that can last 20 to 50 years, mesothelioma diagnosis is truly a difficult task for physicians.

Removal of asbestos in public facilities, workplaces and homes should be performed by licensed abatement contractors as long as the National Emissions Standards for Hazardous Air Pollutants (NESHAP) are not violated.

GREENER & Healthier

If asbestos is removed, green forms of insulation should be used as replacements. These include the use implementation of recycled building materials such as lcynene foam, cotton fiber and cellulose. These alternatives not only allow for a healthy and safe home, but can bring down annual energy costs by 25 percent annually.

Cotton fiber is also becoming a favorite insulation method.  Made from recycled batted material, it is then treated to be fireproof. Water based spray polyurethane foam, lcynene, is a healthy insulation which contains no toxic components.

Recently, congress passed an economic stimulus package that promotes energy efficiency for home and business owners. The American Recover and Reinvestment Tax Act of 2009 includes incentives for upgrading to more eco-friendly/sustainable methods of energy and insulation.

The Department of Energy concluded that cooling and heating counts for up to 50-70 percent of all energy used in the average home in the U.S. In today's state, this philosophy can also save natural resources.

We represent home buyer clients as their exclusive agents in the Maryland suburbs of Washington DC and nearby counties. roykelley@mris.com

FHA APPRAISAL ISSUES

FHA financing has again become a very popular form of mortgage financing and it is important for borrowers and their buyer agents to be familiar with the procedures.

Termites - A termite report is no longer required for FHA loans. However, if evidence of termites is visible, a termite report may be requested. The termite report would have to show no evidence of termites or evidence of a termite treatment should be provided to the lender. If repairs are needed, a licensed contractor would have to correct the damage. As a practical issue, since termite inspections are inexpensive, we recommend termite reports on all properties. Agents should make every effort to disclose the condition of the property to the buyer.

Mold - Mold has become a major issue and is found in many vacant properties. Mold is a common issue to be found in lender owned foreclosures (REO). With little air flow and lack of temperature control, and frequent evidence of dampness, many vacant homes end up with mold and mold remediation is necessary. If there is any evidence of mold, FHA will require a remediation certificate from a contractor. Removing mold can be a very expensive process. Due to health concerns, buyers should be made fully aware of the dangers of mold. Some of our buyer agents provide face masks for prospective buyers that are viewing vacant properties.

Leaking Roofs or Basements - If there is evidence of water damage on ceiling, walls or floors, FHA may require a roof certification that the roof if free from leaks. Basements that have evidence of leaks will need water proofing certifications from a contractor. Home buyers and their agents should anticipate these requirements when they see evidence of leaks. If they do not see the evidence, it should be discovered by the home inspector.

Health or Safety Issues - This is a very broad category. Missing steps or railings, rotted wood, broken windows, and peeling paint will need correction. Minor cosmetic issues such and old paint should not be a problem.

The buyer agent should recognize all of these issues and bring them to the attention of their home buyer clients. When properties are being sold in "as-is" condition such as short sales and REO properties, there may be no seller assistance in making the corrections. In some cases, the home buyer will need to use renovation financing to meet the FHA requirements. The Streamlined FHA 203(k) program can cover up to $35,000 in repairs and improvements. If a larger amount is needed, the regular 203(k) financing is available.

When buyers are seeking the bargains to be found in the inventory of lender owned foreclosures, it is a good idea for them to have a good understanding of renovation financing before they go out on the home search. If the buyers do not wish to use renovation financing, they should not be submitting contracts on properties that will have that need.

We represent buyer clients as their exclusive agents for home purchases in the Maryland suburbs of Washington DC, roykelley@mris.com

Follow me on Twitter: http://twitter.com/roykelley

FREDERICK COUNTY MARYLAND LENDER OWNED FORECLOSURES   

REO REPORT FROM ROY KELLEY & ASSOCIATES    

(Rev. 6/24/2009  Contact us for further price reductions.)  

REO properties are foreclosed homes that are now owned by lenders.  We represent purchaser clients as their exclusive agents. The disclosures that are required for home buyers in Maryland will be provided when you meet with us.  Buyers must have pre-approval letters for mortgage financing.    

The following are available REO homes. Prices are reduced until they are sold.  All of this information is subject to change or error.  HOA and Condo fees have not been verified.  We will update the details on the properties before showing them to you. Full details on each property and pictures are available by email.    

Freddie Mac:  1515 Andover Ln., Stonegate Farms, Frederick 21702 4 BR/2 BA $199,900 SF  

Deutsche Bank:  1312 Appletree Ct., Hillcrest, Frederick 21703 4 BR/2.5 BA $158,400 SF  

Deutsche Bank:  6109 Baldridge Ter., Spring Ridge, Frederick 21701 3 BR/2.5 BA $199,900 TH HOA Fee: $67/mo. REDUCED FROM $242,900  

Deutsche Bank:  2725 Bill Dorsey Blvd., Adamstown Commons, Adamstown 21710 4 BR/2.5 BA $361,550 SF HOA Fee: $75/mo. REDUCED FROM $380,575  

Deutsche Bank:  232 Bishops Glen Dr., Coventry, Frederick 21702 4 BR/2.5 BA $259,900 SF HOA Fee: $33/qtr. REDUCED FROM $269,900    

REO:  8288 Black Haw Ct., Waterside, Frederick 21701 4 BR/2.5 BA $189,000 SF HOA Fee: $825/6 mo.  

REO:  1178 Codorus St., Willowcrest, Frederick 21702 3 BR/2 BA $133,650 SF  

Fannie Mae:  10172 Crestview Dr., Crestview Estates, Frederick 21702 3 BR/1.5 BA $199,900 SF REDUCED FROM $259,900

Fannie Mae:  8388 Curiosity Ct., Discovery, Walkersville 21793 4 BR/2.5 BA $224,900 SF HOA Fee: $75/mo. REDUCED FROM $244,900

REO:  1137 Daffodil Dr., Frederick Heights, Frederick 21703 2 BR/1.5 BA $109,900 TH HOA Fee: $90/qtr. REDUCED FROM $145,000

Bank of America:  6514 F Daytona Ct. #203, Crossing, Frederick 21703 2 BR/2.5 BA $148,900 Condo Fee: $116/mo.

HUD:  12 S. Delaware Ave., Brunswick 21716 4 BR/1 BA $93,600 SF Built in 1910 REDUCED FROM $111,150

Fulton Bank:  6500 Detrick Rd., Foley, Mount Airy 21771 5 BR/5 FB/2 HB, $899,900 SF

Wells Fargo Bank:  10802 Dewey Way E, Greenview, New Market 21774 3 BR/2.5 BA $245,000 TH HOA Fee: $64/mo.  

REO:  1459 Dockside Ct., Fredericktowne Village, Frederick 21701 3 BR/2 BA $144,900 TH HOA Fee: $50/mo.  

First Horizon Home Loans:  2406 Ellsworth Way # 3A, Laketree, Frederick 21702 2 BR/2 BA $152,900 Condo Fee: $132/mo.  

REO:  1809 Greenleese Dr., Monocacy Landing, Frederick 21701 5 BR/3.5 BA $277,200 SF  

REO:  1800 Hammond Ct., Carroll Park Manor, Frederick 21702 4 BR/2 BA $109,900 TH HOA Fee: $50/mo. REDUCED FROM $143,900

GMAC Mortgage:  1810 Hammond Ct., Carroll Park Manor, Frederick 21702 4 BR/3 BA $119,900 HOA Fee: $50/mo.

REO:  6623 Haydown Ct., Farmbrook, Frederick 21703 3 BR/1.5 BA $159,125 TH HOA Fee: $57/mo. REDUCED FROM $167,500

HUD:  700 F Heather Ridge Dr., Ambertowne, Frederick 21702 2 BR/1 BA $65,600 Condo Fee: $155/mo. REDUCED FROM $77,900

Wells Fargo Bank:  840 A Heather Ridge Dr., Ambertowne, Frederick 21702 2 BR/1 BA $69,900 Condo Fee: $150/mo. REDUCED FROM $79,900

Deutsche Bank:  209 Hope Cir., Sagner, Frederick 21701 3 BR/1.5 BA $109,900 TH

First Horizon Home Loans:  4436 A Ijamsville Rd., Gordon Farm, Ijamsville 21754 4 BR/2 BA $630,900 SF Built in 1900 REDUCED FROM $649,900  

Fannie Mae:  5317 Ivywood North Dr., Ballenger Crossing, Frederick 21703 4 BR/2.5 BA $314,900 SF HOA Fees: $59/mo. REDUCED FROM $334,900  

REO:  1766 Jacob Brunner Dr., Carroll Park Manor, Frederick 21702 3 BR/1.5 BA $108,500 TH HOA Fee: $55/mo.  

REO:  5722 Jefferson Pike, Frederick 21703 2 BR/1 BA $180,000 SF REDUCED FROM $199,900  

HomEq Servicing:  3820 Jim Smith Ln., New Windsor 21776 2 BR/2 BA $369,000 SF  

Fremont Investments & Loan:  200 Key Pkwy., Hawthorne Square, Frederick 21702 3 BR/3 BA $114,900 TH HOA Fee: $35/mo.  

American Home Mortgage:  10812 Lake Square Ct., Courts of Pinehurst, New Market 21774 3 BR/2 BA $199,900 SF HOA Fee: $20/mo.  

REO:  111 Lauren Ct., Hillcrest Orchards, Frederick 21703 3 BR/2.5 BA $104,900 TH HOA Fee: $30/mo.   REO:  5701 G Lavender Plaza, Frederick 21703 2 BR/1 BA $94,900 Condo Fee: ?  

Sandy Spring Bank:  1402 Leaswing Ct., Monarch Ridge, Frederick 21703 3 BR/2.5 BA $275,000 SF HOA Fee: $5/mo REDUCED FROM $300,000  

REO:  4095 Lomar Dr., Harvest Ridge, Mount Airy 21771 4 BR/2.5 BA $384,900 SF HOA Fee: $219/yr.   R

EO:  259 Longford Dr., Stonegate Farms, Frederick 21702 3 BR/2.5 BA $125,575 SF REDUCED FROM $132.165  

HUD:  927 Mosby Dr., Tuscarora Knolls, Frederick 21701 4 BR/3.5 BA $204,250 TH HOA Fee: $55/mo.

Select Portfolio Servicing:  6601 Mountaindale Rd., Mountaindale, Frederick 21702 3 BR/1 BA $214,900 SF REDUCED FROM $231,000

Bank of America:  1876 Murdock Ct., Carroll Park Manor, Frederick 21702 4 BR/2 BA $122,900 TH HOA Fee: $42/mo.  

Fannie Mae:  7310 Parkview Dr., Eastview, Frederick 21702 3 BR/2.5 BA $345,000 SF  

National City Bank:  12101 Pleasant Walk Rd., Myersville 21703 2 BR/1 BA $118,000 SF 2 Acres REDUCED FROM $161,000    

REO:  821 Potomac St., Brunswick 21716 3 BR/2 BA $153,500 SF  

AssetLink:  9415 Prospect Hill Pl., Villages of Urbana, Frederick 21704 5 BR/4.5 BA $311,850 TH HOA Fee: $88/mo.  

Freddie Mac:  9421 Prospect Hill Pl., Villages of Urbana, Frederick 21704 4 BR/3.5 BA $279,900 Gar TH HOA Fee: $88/mo.  

Fannie Mae:  10314 Putman Rd., Frederick 21702 4 BR/2.5 BA $229,900 SF  

HUD:  8377 Revelation Ave., Discovery, Walkersville 21793 3 BR/1.5 BA $88,200 TH HOA Fee: $100/qtr. REDUCED FROM $93,100    

REO:  7534 Ridge Rd., Catoctin Acres, Frederick 21702 4 BR/2 BA $344,000 SF   

Fannie Mae:  1583 Saint Lawrence Ct., Fredericktowne Village, Frederick 21701 3 BR/1.5 BA $179,900 TH HOA Fee: $50/mo.  

CMS Portfolio Lending Group:  6851 Sanderling Ct., Audubon Terrace Villas, New Market 21774 3 BR/2 BA $284,900 HOA Fee: $91/mo.  

Bank of America:  11929 South St., Libertytown 21762 3 BR/2.5 BA $231,900 SF REDUCED FROM $238,900  

REO:  6601 Spokeshave Ct., Farmbrook, Frederick 21703 3 BR/2.5 BA $149,900 TH HOA Fee: $48/mo. REDUCED FROM $202,900

REO:  1795 Stonehaven Ln., Amber Meadows, Frederick 21702 3 BR/2.5 BA $314,900 SF

Ocwen Loan Servicing:  800 A Stratford Way, Fredericktowne, Frederick 21701 2 BR/2 BA $119,900 Condo Fee: $130/mo. REDUCED FROM $123,900

Fannie Mae:  809 A Stratford Way., Fredericktowne, Frederick 21701 2 BR/1 BA $90,000 Condo Fee: $170/mo.

REO:  3011 Sunflower Dr., Sunnybrook Farms, Ijamsville 21754 4 BR/2.5 BA $279,900 SF REDUCED FROM $324,900

Fannie Mae:  377 Thornhill Pl., Frederick Heights, Frederick 21703 3 BR/2.5 BA $107,900 TH HOA Fee: $99/mo. REDUCED FROM $118,000

Deutsche Bank:  5513 Upper Mill Ter. N, Westview Office Court, Frederick 21703 3 BR/2.5 BA $224,900 Gar TH HOA Fee: $60/qtr. REDUCED FROM $264,900

Fannie Mae:  4 Wood St., Woodsboro 21798 4 BR/2 FB/2 HB $254,900 SF

Copyright 2008 by Roy Kelley - Information deemed reliable, but is subject to changes. We must always confirm availability and current prices. Any reproduction, distribution or other use is prohibited. Do not email this report to others without written authorization from Roy Kelley.

Please contact us if you have questions about the foreclosure process in Maryland. If you are searching for a property, please tell us about your specific needs.  

We have a very simple request if you wish to receive our information and advice.  We ask you to agree to use us as your exclusive buyer agents for your next real estate purchase. Please advise us if you are represented by another real estate agent.

Please refer your friends that may wish to purchase a residence or investment property.

Your Real Estate Professional,

Roy Kelley  

Roy Kelley & Associates

Associate Broker, RE/MAX Realty Group

6 Montgomery Village Avenue, Suite 200 Gaithersburg, MD 20879  

Follow me on Twitter:  http://twitter.com/home  

Direct:  301-921-4569   Client Assistance:  301-670-8996

Email: roykelley@mris.com    Fax:  301-921-4586  Main Office:  301-258-7757 x 569

Blog:  http://activerain.com/blogs/roykelley

Home Search Website: www.roykelley.com  (All available listings may be viewed on Homes Prospector)  

MONTGOMERY COUNTY REO:  Please contact us if you wish to receive our Montgomery County report on lender owned foreclosures.

INTEREST RATES:  Interest rates are getting higher but are still in a very attractive range. When you combine the low rates with the large selection of homes, it makes a perfect situation for prospective home buyers. Many buyers are now using FHA financing which has a low cash requirement (3.5%).

HOME INSPECTIONS:  We always recommend home inspections to make sure that buyers are aware of the physical condition of the property under contract. One of the frequent issues during the winter is water leaks due to frozen pipes in vacant homes.

BUYER AGENTS FOR REO PURCHASES:  Always use an exclusive buyer agent to represent your interests when you purchase a home. The time to discuss this relationship with us is at your first scheduled appointment. It is very important to have a good business relationship with your buyer agent. If you are not comfortable with an agent, you should request a release from your agency agreement and move on to another agent.

FIRST TIME HOME BUYER TAX CREDIT:   www.federalhousingtaxcredit.com   

PRINCE GEORGE'S COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

This is a busy period for foreclosure sales. Investors are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. The indicated deposits must be in cash or certified funds. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions. Always check for cancellations since bankruptcy filings or reinstatements may stop sales.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties in Montgomery County and Frederick County, Maryland. We represent buyer clients as their exclusive agents. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

Monday, June 29, 2009
Prince George's County

2:00 PM - 4910 Henderson Rd., Temple Hills, 20748 Dep. $10,000 increase to 10% of sale price within 2 business days.

PLEASE NOTE - NEW LOCATION - THE ABOVE SALE(S) TO BE HELD AT THE CIRCUIT COURT FOR PRINCE GEORGE'S CO., 14735 MAIN ST., UPPER MARLBORO, MD, DUVAL WING ENTRANCE, LOCATED ON MAIN ST.

Tuesday, June 30, 2009
Prince George's County

11:00 AM - 105 2nd St., Laurel, 20707 Dep. $13,000. CGD

11:05 AM - 4507 Crandall Ct., Lanham, 20706 Dep. $42,000. BGW

11:06 AM - 12325 Old Gunpowder Rd., Beltsville, 20705 Dep. $59,000. BGW

11:07 AM - 2409 Grange Hall Ct., Fort Washington, 20744 Dep. $30,000. BGW

11:08 AM - 1217 Granada St., Accokeek, 20607 Dep. $46,000. BGW

11:10 AM - 1702 Crosby Rd., Hyattsville, 20783 Dep. $39,000. BGW

11:11 AM - 1200 Indo Pl., Hyattsville, 20785 Dep. $22,000. BGW

11:12 AM - 4815 Delaware St., College Park, 20740 Dep. $32,000. BGW

11:13 AM - 18111 Merino Dr., Accokeek, 20607 Dep. $53,000. BGW

11:14 AM - 14114 Spring Branch Dr., Upper Marlboro, 20772 Dep. $18,000. BGW

11:15 AM - 714 Narrowleaf Dr., Upper Marlboro, 20774 Dep. $42,000. BGW

11:17 AM - 6417 Knollbrook Dr., Hyattsville, 20783 Dep. $42,000. BGW

11:19 AM - 1117 Iago Ave., Capitol Heights, 20743 Dep. $23,000. BGW

11:21 AM - 3309 28th Pkwy., Temple Hills, 20748 Dep. $5,000. BGW

11:22 AM - 6120 Otis St., Landover a/r/t/a Hyattsville, 20785 Dep. $20,000. BGW

11:23 AM - 15411 Gideon Gilpin St., Brandywine, 20613 Dep. $31,000. BGW

11:24 AM - 2904 Gosport Ct., Fort Washington, 20744 Dep. $27,000. BGW

11:27 AM - 5005 Crittenden St., Hyattsville, 20781 Dep. $29,000. BGW

11:29 AM - 10413 Edgefield Dr., Hyattsville, 20783 Dep. $33,000. BGW

PLEASE NOTE - NEW LOCATION - THE ABOVE SALE(S) TO BE HELD AT THE CIRCUIT COURT FOR PRINCE GEORGE'S CO., 14735 MAIN ST., UPPER MARLBORO, MD, DUVAL WING ENTRANCE, LOCATED ON MAIN ST.

Wednesday, July 1, 2009
Prince George's County

1:15 PM - 2616 Millvale Ave., District Heights, 20747 Dep. $20,500. CD

1:20 PM - 10807 Westwood Dr., Cheltenham, 20623 Dep. $27,000. RA

1:21 PM - 9014 Longbow Rd., Fort Washington, 20744 Dep. $34,000. RA

1:22 PM - 18118 Merino Dr., Accokeek, 20607 Dep. $46,000. RA

1:30 PM - 2103 Chapman Road, Hyattsville, 20783 Dep. $36,000. F&M

1:31 PM - 6012 Beacon Hill Place, Capitol Heights, 20743 Dep. $12,500. F&M

1:32 PM - 8009 Mandan Road, Condominium Unit 492, Apartment 102, Greenbelt, 20770 Dep. $20,500. F&M

1:33 PM - 511 Wilson Bridge Drive, Unit #A2, Oxon Hill, 20745 Dep. $13,500. F&M

1:34 PM - 209 Woodgreen Cir., Fort Washington, 20744 Dep. $54,000. F&M

1:35 PM - 9711 Wagner Trail, Clinton, 20735 Dep. $33,000. F&M

1:36 PM - 9908 Caltor Lane, Fort Washington, 20744 Dep. $33,000. F&M

1:37 PM - 7202 Checkerberry Way, Upper Marlboro, 20772 Dep. $45,500. F&M

1:38 PM - 5104 Wheeler Road, Oxon Hill, 20745 Dep. $37,500. F&M

2:00 PM - 10602 Cardamine Ct., Upper Marlboro, 20772 Dep. $43,000.

2:05 PM - 4609 Bishop Carroll Dr., Upper Marlboro, 20772 Dep. $28,000.

2:10 PM - 2904 Valerian La., Upper Marlboro, 20774 Dep. $66,000.

PLEASE NOTE - NEW LOCATION - THE ABOVE SALE(S) TO BE HELD AT THE CIRCUIT COURT FOR PRINCE GEORGE'S CO., 14735 MAIN ST., UPPER MARLBORO, MD, DUVAL WING ENTRANCE, LOCATED ON MAIN ST.

Thursday, July 2, 2009
Prince George's County

11:00 AM - 4308 34th St., Mount Rainier, 20712 Dep. $25,200. NA

11:02 AM - 4741 Colonel Ashton Pl., Upper Marlboro, 20772 Dep. $30,600. NA

11:04 AM - 8513 Magnolia St., Laurel, 20707 Dep. $32,900. NA

11:15 AM - 2800 John A Thompson Rd., Temple Hills, 20748 Dep. $29,000. MHS

11:16 AM - 16215 Eastham Ct., Bowie, 20716 Dep. $28,000. MHS

11:17 AM - 8304 Dillionstone Ct., Clinton, 20735 Dep. $58,000. MHS

11:18 AM - 4103 Stoconga Dr., Beltsville, 20705 Dep. $42,000. MHS

11:19 AM - 9209 Alcona St., Lanham, 20706 Dep. $32,000. MHS

11:20 AM - 3518 28th Pkwy., Temple Hills, 20748 Dep. $12,000. MHS

11:21 AM - 1836 Metzerott Rd., Unit #1620, Hyattsville, 20783 Dep. $16,000. MHS

PLEASE NOTE - NEW LOCATION - THE ABOVE SALE(S) TO BE HELD AT THE CIRCUIT COURT FOR PRINCE GEORGE'S CO., 14735 MAIN ST., UPPER MARLBORO, MD, DUVAL WING ENTRANCE, LOCATED ON MAIN ST.

FREDERICK COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

This is a busy period for foreclosure sales. Investors are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. The indicated deposits must be in cash or certified funds. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions. Always check for cancellations since bankruptcy filings or reinstatements may stop sales.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties in Montgomery County and Frederick County, Maryland. We represent buyer clients as their exclusive agents. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

Monday, June 29, 2009
Frederick County

10:45 AM - 668 Wild Hunt Rd., Frederick, 21703 Dep. $29,000. MHS

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Tuesday, June 30, 2009
Frederick County

12:45 PM - 205 Winter Brook Court, Walkersville, 21793 Dep. $35,500. F&M

12:56 PM - 1800 Spruce Peak Way, Frederick, 21702 Dep. $36,000. F&M

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

Wednesday, July 1, 2009
Frederick County

11:10 AM - 117 Lauren Ct., Frederick, 21703 Dep. $18,000. BGW

11:11 AM - 1514 Cedarcrest La., Frederick, 21702 Dep. $28,000. BGW

11:12 AM - 1772 Springfield La., Frederick, 21702 Dep. $23,000. BGW

11:13 AM - 1 Valley View Ct., Middletown, 21769 Dep. $45,000. BGW

11:14 AM - 127 Fieldstone Ct., Frederick, 21702 Dep. $23,000. BGW

11:20 AM - 131 Harpers Way, Frederick, 21702 Dep. $26,000. MWC

11:22 AM - 8522 Discovery Blvd., Walkersville, 21793 Dep. $18,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 100 W. PATRICK ST., FREDERICK, FREDERICK CO.

WASHINGTON COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

This is a busy period for foreclosure sales. Investors are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. The indicated deposits must be in cash or certified funds. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions. Always check for cancellations since bankruptcy filings or reinstatements may stop sales.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties in Montgomery County and Frederick County, Maryland. We represent buyer clients as their exclusive agents. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

Monday, June 29, 2009
Washington County

11:55 AM - 19602 Keep Tryst Rd., Knoxville, 21758 Dep. $28,000. MHS

12:05 PM - 13546 Pulaski Dr., Hagerstown, 21742 Dep. $36,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 95 W. WASHINGTON ST., HAGERSTOWN, WASHINGTON CO. 

Wednesday, July 1, 2009
Washington County

12:25 PM - 101 Eagles Ridge, Smithsburg, 21783 Dep. $24,000. BGW

12:35 PM - 22502 Old Georgetown Rd., Smithsburg, 21783 Dep. $27,000. MWC

12:37 PM - 1813 Winston Dr., Hagerstown, 21740 Dep. $34,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 95 W. WASHINGTON ST., HAGERSTOWN, WASHINGTON CO. 

MONTGOMERY COUNTY MD TRUSTEE SALES - ALEX COOPER AUCTIONEERS

This is a busy period for foreclosure sales. Investors are looking for bargain prices.  Trustee sales are open to the public and all qualified bidders. The indicated deposits must be in cash or certified funds. If you do have experience and know the risks, seek professional advice before placing any bids at these auctions. Always check for cancellations since bankruptcy filings or reinstatements may stop sales.

In the current market, the secured lenders are purchasing most of the homes that are sold. The lenders then offer the properties for sale when they become part of the REO inventory. We provide client reports on available REO properties in Montgomery County and Frederick County, Maryland. We represent buyer clients as their exclusive agents. roykelley@mris.com

Visit www.alexcooper.com for a full schedule of their auctions.

Monday, June 29, 2009
Montgomery County

2:09 PM - 10109 Dickens Ave., Bethesda, 20814 Dep. $97,000. MWC

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Tuesday, June 30, 2009
Montgomery County

11:00 AM - 2424 Pondside Terrace, Silver Spring, 20906 Dep. $50,000. F&M

11:01 AM - 7716 Ivy Oak Drive, Gaithersburg, 20877 Dep. $39,000. F&M

11:02 AM - 4 Cinzano Court, Gaithersburg, 20878 Dep. $30,000. F&M

11:03 AM - 12800 Grand Elm Street, Clarksburg, 20871 Dep. $100,000. F&M

11:05 AM - 18426 Oxfordshire Terrace, Olney, 20832 Dep. $38,000. F&M

11:06 AM - 1034 Copperstone Court, Rockville, 20852 Dep. $44,000. F&M

11:16 AM - 18919 Quail Valley Blvd., Gaithersburg, 20879 Dep. $37,000. RA

11:17 AM - 46 Federal Ct., Unit #31, Gaithersburg, 20877 Dep. $22,000. RA

11:18 AM - 11500 Nairn Rd., Silver Spring, 20902 Dep. $44,000. RA

11:19 AM - 1058 Pipestem Pl., Potomac, 20854 Dep. $51,000. RA

11:20 AM - 12109 Connecticut Ave., Silver Spring, 20902 Dep. $34,000. RA

11:21 AM - 12954 Ethel Rose Way, Boyds, 20841 Dep. $36,000. RA

11:22 AM - 17501 Sir Galahad Way, Ashton, 20861 Dep. $95,000. RA

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.

Wednesday, July 1, 2009
Montgomery County

2:30 PM - 9405 Penshurst Ct., Montgomery Village, 20886 Dep. $27,000. BGW

2:31 PM - 1506 Crestline Rd., Silver Spring, 20904 Dep. $45,000. BGW

2:32 PM - 25909 D Ridge Manor Dr., Unit #9000-D, Damascus, 20872 Dep. $19,000. BGW

2:33 PM - 9904 Scotch Broom Ct., Rockville a/r/t/a Potomac, 20854 Dep. $145,000. BGW

2:34 PM - 15309 Diamond Cove Terr., Unit #D, Rockville, 20850 Dep. $31,000. BGW

2:35 PM - 1224 Windmill La., Silver Spring, 20905 Dep. $25,000. BGW

2:36 PM - 18938 Moonwalk Ct., Germantown, 20874 Dep. $52,000. BGW

2:37 PM - 8676 Welbeck Way, Montgomery Village, 20886 Dep. $22,000. BGW

2:38 PM - 7829 Miller Fall Rd., Derwood, 20855 Dep. $49,000. BGW

2:39 PM - 7006 Hillcrest Pl., Chevy Chase, 20815 Dep. $101,000. BGW

2:40 PM - 2507 Plyers Mill Rd., Silver Spring, 20902 Dep. $31,000. BGW

2:42 PM - 1116 Regal Oak Dr., Rockville, 20852 Dep. $63,000. BGW

2:44 PM - 1006 Southern Night La., Gaithersburg, 20879 Dep. $32,000. BGW

2:45 PM - 19033 Red Robin Terr., Germantown, 20874 Dep. $36,000. BGW

2:46 PM - 501 Copley La., Silver Spring, 20904 Dep. $55,000. BGW

2:47 PM - 18715 Autumn Mist Dr., Germantown, 20874 Dep. $36,000. BGW

2:48 PM - 4322 Federal St., Rockville, 20853 Dep. $43,000. BGW

2:49 PM - 3529 Edwin St., Silver Spring, 20902 Dep. $34,000. BGW

2:50 PM - 7800 Cadbury Ave., Potomac, 20854 Dep. $106,000. BGW

2:51 PM - 9039 Sligo Creek Pkwy., Unit #910, Silver Spring, 20901 Dep. $23,000. BGW

2:53 PM - 8652 Fountain Valley Dr., Gaithersburg, 20886 Dep. $35,000. BGW

2:54 PM - 19925 Wyman Way, Germantown, 20874 Dep. $32,000. BGW

THE ABOVE SALE(S) TO BE HELD AT THE COURTHOUSE DOOR, 50 MARYLAND AVE., ROCKVILLE, MONTGOMERY CO.